Mary Moloney - KELLER WILLIAMS REALTY / Merrimack Valley



Posted by Mary Moloney on 10/15/2019

Packing for a move is fun, and at the same time challenging. The fun side is you are moving to a new home, on the other hand, there is the task of making sure you do not forget anything. Homeowners with an eye to saving on costs prefer a DIY move, and for most of them, their go-to rental truck company is U-Haul. U-Haul trucks are cheap and are available across many cities. Although they may look inviting, there are some specific things many people do not know about U-Haul rentals. Knowing these things might help you make a more informed decision:

1. Reserve Special Vehicles for local moves

Are you going on a long-distance move? If yes, then you need to have a second thought before visiting the nearest U-Haul because you may not get the kind of vehicles you want to rent. Special vehicles like a cargo van, open trailer or pickup truck are not available for a long distance move so if you are going on a long journey and you were thinking of renting a cargo van then you have to consider another truck rental company.

2. You may not be able to speed or Use Cruise Control

Still, on the long-distance move, you might be hoping of stepping on the gas and zooming off to your new home before nightfall. However, not all U-Haul vehicles have the cruise control option. Also, the weight of the equipment on the vehicle and a possible speed governor system might play a significant role in how fast you will drive.

3. You are not guaranteed the truck that you reserve

How would you feel if you requested for particular kind of vehicle and upon arrival, it wasn't available? Angry, right? That is what happens most times at U-Haul. Customers are not guaranteed the ruck they reserve, and when they get there, they are sent to another location or in a worst-case scenario given a bigger truck that might use more gas, which costs more money.

4. U-Haul doesn't add fuel to their prices

Depending on how far your trip might be, fuel has a significant impact on the total cost of a U-Haul rental. When you rent a truck from U-Haul, you will have two options; fuel the truck yourself or use the U-Haul's EZ-fuel service which is separate from the cost of renting the truck.

5. U-Haul is a franchise business.

Lastly, before you rent a truck from U-Haul, get your mind ready to deal with different procedures, regulations, and management. These may determine how long you spend the office since each office will have completely different management and practices.

When moving to a new home, you will need to rent a truck that can carry all your belongings. If you don't like the option of doing it yourself, there are many professional moving companies that you can use to make your move as smooth as possible.




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Posted by Mary Moloney on 10/11/2019

Homeownership is the Top Contributor to Your Net Worth

Homeownership is the Top Contributor to Your Net Worth | MyKCM



Many people plan to build their net worth by buying CDs or stocks, or just having a savings account. Recently, however, Economist Jonathan Eggleston and Survey Statistician Donald Hays, both of the U.S. Census Bureau, shared the biggest determinants of wealth,

“The biggest determinants of household wealth [are] owning a home and having a retirement account.” (Shown in the graph below):

Homeownership is the Top Contributor to Your Net Worth | MyKCMThis does not come as a surprise, as we often mention that homeownership can help you to increase your family’s wealth. This study reinforces that idea,

 “Net worth is an important indicator of economic well-being and provides insights into a household’s economic health.”

Having equity in your home can help your family move in that direction, building toward substantial financial growth. According to the report noted above, people are not only creating net worth in the homes they live in, but many are also earning equity in rental property investments too. (See below):Homeownership is the Top Contributor to Your Net Worth | MyKCMJohn Paulson said it well,

If you don’t own a home, buy one. If you own one home, buy another one, and if you own two homes buy a third and lend your relatives the money to buy a home.”

Bottom Line

There are financial and non-financial benefits to owning a home. If you would like to increase your net worth, let’s get together so you can learn all the benefits of becoming a homeowner.




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Posted by Mary Moloney on 10/10/2019

Home Sales Expected to Continue Increasing In 2020

Home Sales Expected to Continue Increasing In 2020 | MyKCM



Freddie MacFannie Maeand the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020.

Below is a chart depicting the projections of each entity for 2019, as well as for 2020.Home Sales Expected to Continue Increasing In 2020 | MyKCMAs we can see, Freddie MacFannie Mae, and the Mortgage Bankers Association all believe homes sales will increase steadily over the next year. If you’re a homeowner who has considered selling your house recently, now may be the best time to put it on the market.




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Posted by Mary Moloney on 10/9/2019

This Single-Family in Lowell, MA recently sold for $454,459. This Raised Ranch,Split Entry style home was sold by Mary Moloney - KELLER WILLIAMS REALTY / Merrimack Valley.


29 CRESTA DRIVE, Lowell, MA 01854

Pawtucketville

Single-Family

$459,000
Price
$454,459
Sale Price

7
Rooms
3
Beds
3
Baths
WOW!!! This is the home you have been waiting for. Move-in ready this home has been meticulously maintained by it's original owners! Pretty and stately Raised Ranch has been completely updated and showcases, 1935+ sq.ft. of living area,... 3 bedrooms, including Master bedroom w/MBath...3 Full Baths....Hardwood Floors...Updated Kitchen w/Island, Granite Counters, Recessed Lighting & Newer SS / Black Appliances...2 Fireplaces...Sun Room...Finished LL w/ Full Bath & Bar Area..Central Air...Irrigation System..Surround Sound...Newer Roof (approx. 5 years young)...Furnace (4 years young)...Hot water tank in 2016...2 Car Garage...and SOOO Much More!!! All neatly appointed on a beautifully manicured private lot in sought after Pawtucketville cul-de-sac setting and yet, conveniently within minute to shopping in tax free NH. Homes in this neighborhood are a RARE FIND and sell quickly.....Visit this home today....It doesn't get any better than this!

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Categories: Sold Homes  


Posted by Mary Moloney on 10/8/2019

With lots of homes out there and more foreclosed homes coming to the market, home sellers are always looking out for ways to expedite the home selling process. Statistics show that most homebuyers make their decisions in the first few minutes they get to a home. Consequently, experts advise home sellers to invest cash in remodeling their homes and installing features that appeal to a higher percentage of homebuyers. 

The greatest fear of a home seller is having his property sit on the market forever. Here are a few buy-me-now features for every homebuyer seek.

Top Features to Make Your Home Sell Fast

  • Extra Storage in Garage. Homebuyers have long dropped the trend of using the basement as storage. Instead, they now look for a more convenient place which can double as storage and workshop. Yes, you guessed it – a garage with extra space. Installing features like cabinets, shelving units, and the likes make the home more appealing to potential homebuyers. Convenience is the trend!
  • Inviting Exterior. Your home exterior tells potential buyers all they need to know. You could have a fantastic interior décor and still scare potential buyers off with poor unappealing exterior features. Be sure to pay attention to your door and its hardware, mailbox, and most importantly, the lighting. A well-illuminated home sells faster and better than one with poor lighting.
  • Hardwood Flooring. Wood floors have to be the most desirable feature in a home. Statistics show that homes with hardwood flooring have the propensity to seller faster and at a higher cost compared to other homes in the same neighborhood. Why? It is because hardwood flooring is durable, easy to maintain, and they make the home pop. It immediately creates a statement as visitors walk into your home.What's more? They complement just about any interior design. Who wouldn't want a home with such an amazing feature?
  • Sophisticated Kitchen. The kitchen is the heart of the home. No wonder homebuyers are willing to put out more cash to secure a house with a modern kitchen. As a home seller looking to expedite the buying process, this is an excellent place on which to focus. You also get the opportunity to upsell the property. Be sure to make the kitchen as sophisticated as possible. Homebuyers want a kitchen with ample storage space. Features like modern countertops, pantries with abundant space, hidden storage for utensils are your best shot at closing the deal sooner.

Giving your home a lift – both indoors and outdoors - increases your chances of attracting potential buyers. And the more potential buyers you have, the higher your chances of upselling the home. Invest in your home today!







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